Do you travel? Are you confused about travel expenses, tax benefits and insurance? You are not alone. In this article, we will answer the 7 most common questions related to travel. and tell you how you can save money and travel smart
1. Are travel vaccines covered by insurance
It depends on your insurance plan
Most standard health insurance plans cover travel vaccines such as Yellow Fever Typhoid Hepatitis A & B do not cover the
These may be covered under premium health plans or special travel insurance
Always check your insurance policy document or ask the insurance provider directly
Recommendation Instead of paying ₹ 2,000 - ₹ 8,000 per month out of your pocket for the vaccine, get a good travel insurance that covers the vaccine
2. Are travel expenses tax deductible
yes but with some conditions
Type of Travel Expenses Tax Deduction Terms
Business Travel Yes Travel Business should be purposeful
Meeting Conference Yes Evidence Receipts Invitations required No personal travel No tax benefits
No work from home, not even during corona
3. Are travel agents cheap?
yes in most cases
Travel agents have the facility of bulk booking, discount airlines, special deals with hotels and group packages which can make your booking cheaper.
Booking Method Price Flexibility Expert Advice Travel Agent Less Yes Online DIY not much
Recommendation Complex itineraries As multiple Destinations group travel Must use a travel agent for do
4. what travel cards worth it Are
yes if you travel frequently
Foreign exchange markup is saved up to 3-5%
Offers and cashback are available
Useful in emergencies like card block get a new card delivered
Top Travel Cards
1. HDFC ForexPlus Card
2. ICICI Bank Travel Card
3. Axis Bank Multi Currency Forex Card
5. Are travel miles 100% deductible
No, only business mails are deductible
Client meetings and business launch expenses during business travel are deductible
Food and drink expenses during personal travel are not deductible
evidence receipts business purpose It is necessary to have
6. Are Travel Credit Cards Worth It
Yes frequent travelers is an excellent choice for
Feature Travel Credit Card Normal Credit Card
Air Miles Yes No
Lounge Access Yes No
Other Benefits Travel Insurance concierge service limited
7. Are travel agents still relevant today?
It is absolutely necessary today
Expert Advice visa process, travel advisory
emergency support flight cancellation, natural disaster
Complex Trips honeymoon, group tours
Time saving Saves your precious time
The number of people searching for travel agents near me on Google is 33.100 per month Which proves that even today people choose agents
Conclusion Travel smart Save money
Always research and seek expert advice when making travel decisions, whether it is travel insurance, tax benefits or booking, a smart choice can save both your money and time
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